MOBILE CHECK DEPOSIT



Check Deposit from home, office or at Bank Branch using a mobile device

With Documática’s Integrated Mobile Capture Platform, Banking institutions have a tool that, through a mobile device, initiates, supports and completes the business commitments assumed with their Customers, allowing them to:

Capture any information, anywhere

Quick, easy and precise content extraction

Designed to provide a personalized digital user experience, the platform makes traditional banking processes available on a mobile device, evolving the face-to-face service model to a self-service model.

Part of the platform, the Mobile Check Deposit Solution provides the functionality of Check Deposit through a Smartphone, a Tablet or any other mobile device.

Documática’s Mobile Check Deposit accelerates the automation of check processing and other payment documents by

Automating the collection and validation of handwritten and printed information

Mitigating fraud

Ensuring Image Quality Standards

 
Available in two versions, the Mobile Check Deposit presents the following value propositions:
 

Branch Proof of Deposit – addressing the needs of Banks to streamline their service to the public
Lower costs and processing time in the Branch Front Office
Cost reduction and control procedures at Back Office
Check deposit becomes an integral part of Mobile Banking strategy
Innovative image and new tool to ensure customer loyalty

 

Personal Home Check - addressing the needs of bank customers to dematerialize bank transactions
Availability in electronic channels
Fast and secure process via mobile device
Check deposits made in a few "clicks"
Real-time processing with follow-up notifications
Anticipation of account credit
Online access to check image

 
Automate Data Location and Extraction,
obtaining information on the Quality and Usability and Fraud

By incorporating A2IA's Advanced Image Analysis and Intelligent Recognition Software, Mobile Check Deposit automates, precisely and securely, the processing of check and other payment documents
1 - Name & address of payer		6 – Legal Amount
2 – Check Number		7 - Memo line
3 - Date		8 - OCR or MICR code line
4 - Name of payee		9 – Signature Detection
5 – Courtesy Amount

 

The solution allows the image analysis of the documents both in Quality and Usability allowing Banks to:
1. Reduce document rejection
2. Reduce reprocessing costs resulting from: Manual data entry due to poor image Returned item due to defective image
3. Mitigate liability Ensuring the quality of the images, both those digitally archived and those exchanged with other Banking Institutions, before the destruction of the original documents

 
 
Integrating A2IA's Check technology, which combines ICR, OCR and IWR, Documática ensures Information Verification, Secure Transactions and Fraud Detection in any type of Solution - from Front Office Branches to Operational Back Offices, ATMs, Merchants' Points of Sale Fraud Applications and more.